Are You Insured When You Rent a Car
in Fort Worth?
It is important that you understand the law when it comes to renting a car in Fort Worth. It is also important that you know the difference between insurance coverage and liability coverage.
When you rent a car you are considered as an accompanying driver. You are usually driving your own vehicle. If the person who rented the car gets into an accident with you or your property, you will be liable for any damages.
With a rental, you have both insurance and liability coverage with the responsibility of maintaining your vehicle. It is important that you know the difference between these two coverage types when renting a car in Fort Worth.
Car insurance is the only coverage that covers damage to your car. When you get into an accident with another car, your insurance will pay off the other driver's liability claims.
Collision and comprehensive car insurance cover the damage caused by the collision. These are considered the most basic forms of insurance. In order to ensure that your car insurance policy covers your car in the event of an accident
, you will need to purchase collision coverage and comprehensive coverage.
Uninsured and underinsured motorist coverage also protects you in case you are involved in an accident with another driver that has no insurance.
Coverage for your bodily injury and property damage is included in this type of insurance. If you happen to be involved in an accident with an uninsured driver, the cost of the claim will be paid by the insured driver.
Liability insurance covers any claim made against you. In most cases this type of insurance will pay for the damage done to your car. When the other driver was at fault, you will still be held liable for paying the repair costs for your car.
A check with the local rental car agency will help you determine if you are covered when you rent a car in Fort Worth. All of the major car rental companies will have liability and car insurance available to renters, however, it is very important that you know the differences between the two types of coverage
before you book your trip.
Collision and comprehensive insurance coverage will pay off claims that occur in the event of an accident. The liability coverage will pay for the expenses that are associated with someone who is in an accident with you. In other words, liability coverage pays for claims that occur because you were not at fault in the accident.
Since liability and collision coverage is generally mandatory for car rental companies, it is usually required for all drivers to have some form of insurance coverage on their vehicle. Therefore, a person that renting a car in Fort Worth should always carry this type of insurance. By reading the details of the policy, you can see that it covers loss to property and personal injury.
Collision and comprehensive car insurance will also cover the cost of repairing your vehicle. This type of insurance coverage is also required when you rent a car.
If you do not carry collision and comprehensive car insurance with you when you rent a car in Fort Worth, you could be responsible for the full cost of repairs to your vehicle after an accident.
It is a good idea to ensure that you carry adequate coverage, regardless of the rental company you use.